Restoring Financial Health, One Medical Debt at a Time
Medical debt got you overwhelmed? Let us help you breathe easy again.
If you are looking for legal assistance in Tyler, TX. Richard Hughes, an experienced medical debt attorney, is here to help you navigate through this challenging time.
Trusted Medical Bill Attorney in Tyler, TX
Richard Hughes is a skilled medical bill attorney with years of experience in providing compassionate and effective legal representation for clients dealing with medical debt.
Expert Medical Debt Lawyer Services
Our team of dedicated medical debt lawyers specializes in various aspects of medical debt relief, including:
- Negotiating with healthcare providers and insurance companies
- Debt consolidation and settlement
- Medical bankruptcy
- Legal advice and guidance
Your Advocate as an Attorney for Medical Bills
When you choose Richard Hughes as your attorney for medical bills, you can trust that your case will be handled with the utmost professionalism and care. We work tirelessly to reduce your medical debt burden and help you regain control of your finances.
Compassionate and Effective Medical Debt Attorney
We understand that medical debt can be overwhelming and emotionally draining. Our medical debt lawyer team is committed to providing empathetic and results-driven representation to help you find the best solution for your financial situation.
Schedule a Free Consultation with a Medical Debt Lawyer
Don't let medical debt hold you back from living your life. Contact Richard Hughes, a medical debt attorney in Tyler, TX, to schedule a free consultation and take the first step towards financial freedom.
Frequently Asked Questions
What happens if I don’t pay my medical bills?
There are several potentially severe consequences for not paying your medical bills. Before those consequences happen, though, your healthcare provider will likely send you reminders about your payment or offer to set up a payment plan.
If you don’t respond or don’t set up a payment plan, your debt may be sent to a collections agency. When this happens, you can have an increase in your interest and fees on the bill and face legal action.
In extreme cases, continued unpaid medical bills can lead to wage garnishment or liens on your property.
If you’re having difficulty paying your medical bills, you should communicate with your healthcare provider or seek financial counseling. You may be able to explore charity care, negotiated settlements, or financial assistance programs.
Can filing bankruptcy reduce or eliminate medical debt?
Chapter 7 or Chapter 13 bankruptcy have options to eradicate medical debt, however, filing for bankruptcy may not be your only, or even best, option.
It’s important to talk with an experienced bankruptcy attorney like Richard Hughes to explore your options and determine if bankruptcy is the right choice for your situation.
If you’re interested in filing for bankruptcy, the main differences between Chapter 7 and Chapter 13 is how your debt is handled.
Chapter 7 liquifies your assets to pay your debts, but it typically requires a low income to qualify. With Chapter 13, you reorganize your debts into a payment plan to repay over 3-5 years.
While you can file bankruptcy without an attorney, it’s recommended to seek legal guidance to work through the process.
What are some strategies I can use to deal with medical debt?
While you may consider filing bankruptcy, it’s typically not your only option - or even the best option.
One option is to work with your medical provider to set up a payment plan. Many hospitals and medical providers will work with you to set up a payment plan that suits your situation. They also usually don’t charge interest on your first year of payments and won’t send your bill to collections if you keep up with your repayments.
If payment plans aren’t an option for you, you may be able to look to other credit options, such as personal loans or low-interest credit cards, to consolidate your bills in one place.
Another option is to negotiate your medical bills. While you can do this on your own, you may benefit from hiring an attorney like Richard Hughes. Experienced lawyers understand how to read medical bills and negotiate the best terms for you.
Medical bill attorneys can help you navigate your options to find the best solution for your situation.
How can a lawyer help me negotiate my medical bills?
Getting legal advice on how to handle your medical bills can produce better outcomes and relieve you from stress.
Richard Hughes is skilled in handling several aspects of medical debt. He can help you by negotiating with healthcare providers to reduce your bill or come to a favorable repayment outcome.
He can also help you consolidate or settle your debt. If declaring bankruptcy is the best option for you, he can walk you through that process as well.
No matter what point you’re at with your medical bills, a medical bill attorney can provide guidance and relief.
I think my medical bill is incorrect. How can a lawyer help me?
If you think your medical bill is incorrect, a medical bill attorney can shed some light through a detailed review.
We will check for errors, incorrect insurance details, and unauthorized charges. If we find anything, we will contact your medical provider to correct the charges.
Can a lawyer prevent medical debt collectors from contacting me?
Yes, a lawyer is a useful tool when dealing with medical debt collectors. We ensure they adhere to all state and federal laws regulated to debt collection practices.
If they violate your rights, we can help you take legal action against them to stop more harassment from occurring.
Will resolving my medical debt help my credit score?
Yes. By resolving or correcting your medical debts, you’ll likely improve your credit score since it can remove inaccurate or inflated charges from your credit report.
What should I do if I’ve been sued for unpaid medical bills?
If you’ve been sued for unpaid medical bills, it’s important to get an attorney right away. You may have limited time to answer the lawsuit, so it’s important to get an attorney to help you fight against it.
Richard Hughes can defend you against a medical debt lawsuit, confirm the validity of the charges, and negotiate the best terms to handle your debt.